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FREE Coverage Clarity Test · 2 minutes

Know what insurance coverage you actually need.

Answer a few simple questions and receive a personalized protection snapshot. No pressure, no confusing insurance terms — just clarity on what may fit your life, budget, and priorities.

Start Free Assessment →How it works
FreeNo payment needed
PrivateSent to Joy only
SimpleEasy questions
Joy
Hi, I'm Joy
Your insurance advisor
YOUR SAMPLE COVERAGE SNAPSHOT

Hi Client, here’s your assessment.

Life InsuranceRecommended
Critical IllnessRecommended
Income ProtectionNeeds Review
Health CoverageLocked

Personalized based on your answers, budget, and priorities.

A better way to choose insurance.

Instead of asking for random quotations, start with your real need: who depends on you, what risks you want covered, and how ready you are financially.

1

Take the free test

Answer simple questions about dependents, savings, current benefits, and priorities.

2

Get a coverage snapshot

Joy will review your answers and identify possible protection gaps.

3

Book a clarity call

Receive options that may match your needs and budget — explained simply.

Free Insurance Clarity Test

Step-by-step questions inspired by the coverage-snapshot flow. Your answers will be sent to Joy for review.

Free foreverPrivate & secureNo pressure
🟡 Needs AttentionPossible protection gap.
🟠 Needs ReviewCoverage may be limited.
🟢 Well ProtectedGood protection foundation.
Question 1

Aside from yourself, does anyone rely on your income or support?

Pick the closest answer.

Question 2

How much of your monthly income goes to supporting others?

Input 0 if not applicable.

Question 3

For how many more years might they need your financial support?

Question 4

Do you have loans or obligations that may remain even if something happens to you?

Question 5

If a major illness costs around ₱1,000,000 today, where would the money likely come from?

Check all that apply.

Question 6

Would you like personal insurance that can help cover situations like this?

Question 7

If illness or disability stops you from working, how long can your savings support your lifestyle?

Question 8

About how much do you spend monthly for your needs and lifestyle?

Question 9

Which benefits do you currently have?

Check all active benefits.

Question 10

If you have personal insurance, which benefits does it include?

Almost there

What made you take this test today?

When would you want coverage in place if the plan fits you?

Final Step

Where should Joy send your result?

Your initial assessment:

Needs Review

Joy will review your answers and send your personalized coverage snapshot.

Insurance never gets cheaper tomorrow.

Premiums can increase with age, and health changes may affect approval. Start with clarity today, then decide with confidence.

Take the Free Test Now
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